Whether you are applying for disability for the first time or have been previously denied, you are not alone. However, it can certainly feel that way trying to complete a long term disability (LTD) application…
Read More
Living with a disability presents significant hardships. Not only do you have the challenges of adjusting to a new way of living, but you also have to find ways to support yourself and your dependent…
Read More
Disability insurance serves as a financial safeguard designed to provide income replacement if a sudden, unexpected illness or injury prevents you from working. Though recipients don’t receive their full salary, wage replacement benefits typically cover…
Read More
If you have a severe medical issue that leaves you unable to work, you may be eligible for long term disability (LTD) insurance. Unfortunately, navigating LTD is often complicated. Many British Columbians find themselves denied…
Read More
Short term disability plans are available to many workers in British Columbia through their employers, with the province mandating minimum coverage requirements for all plans. Short term disability is an intended financial safety net for…
Read More
It’s estimated that one in five British Columbians—nearly 900,000—will be affected by mental illness. Conditions like depression, anxiety disorders, bipolar disorder, schizophrenia, and PTSD are just some of the mental illnesses that can impact a…
Read More
Navigating long term disability (LTD) insurance is complex and often confusing. Vague, jargon-filled language makes it difficult to understand what coverage policyholders actually have, and under what terms. Understanding these intricacies can become even more…
Read More
Millions of Canadians struggle living with a disability impacting their ability to work and function in daily life. Whether you have a physical condition or ailment caused by an injury, or an “invisible illness” such…
Read More
Long term disability (LTD) plans provide benefits in the event of a wide range of illnesses, injuries, and conditions, including mental health conditions. However, unless you clearly and compellingly demonstrate to the insurance company representative…
Read More
The disability system in British Columbia offers financial assistance to employees that experience an illness, injury, or chronic medical condition that prevents them from working. Disability plans are provided by employers as part of your…
Read More