Underinsured Motorist Protection (UMP) Claims

The British Columbia underinsured motorist accident lawyers at Stephens & Holman help injured victims who’ve been involved in underinsured accidents.

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UMP Lawyers

If you are injured in another Canadian province or American state and the at-fault driver does not have adequate insurance, you should connect with the underinsured motorist lawyer team at Stephens & Holman. An “underinsured motorist” is the owner or operator of a vehicle who is legally liable for the injury or death of an insured motorist but is unable to pay the full amount when an injury or death occurs. The underinsured motorist lawyers at Stephens & Holman guide you through the UMP insurance process to get you the compensation you need.

Underinsured Motorist Protection (UMP) is part of ICBC’s Basic Autoplan and protects you in a crash where the at-fault driver does not have enough coverage to pay for your costs. You are covered up to $1 million from your own policy, even if the other driver has no insurance at all.

UMP coverage is seen as a last resort. Another common situation where UMP coverage applies is where the at-fault vehicle does not have any insurance. The underinsured motorist lawyers at Stephens & Holman will gladly guide and work with you through the UMP process.

Types of injuries associated with car accidents:

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If you are in need of help from our dedicated legal team, please fill out the form below or contact us by telephone.

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We Can Help

According to the ICBC’S Basic Autoplan, Underinsured Motorist Protection cases are arbitrated through the British Columbia International Commercial Arbitration Centre (BCICAC). Unless the parties to an arbitration otherwise agree, the rules of the BCICAC for the conduct of domestic commercial arbitrations will apply. Stephens & Holman are proud of their underinsured motorist lawyers and are confident they will be able to serve you—no matter how complicated the insurance situation may be.

The law firm you choose makes a difference. Call the underinsured motorist lawyers at Stephens & Holman at 604-730-4120 for a complimentary review of your case. We serve clients in accidents with underinsured motorists and other injury cases in Vancouver and throughout British Columbia.