If you are injured in another Canadian province or American state and the at-fault driver does not have adequate insurance, you should connect with the underinsured motorist lawyer team at Stephens & Holman. An “underinsured motorist” is the owner or operator of a vehicle who is legally liable for the injury or death of an insured motorist but is unable to pay the full amount when an injury or death occurs. The underinsured motorist lawyers at Stephens & Holman guide you through the UMP insurance process to get you the compensation you need.
Underinsured Motorist Protection (UMP) is part of ICBC’s Basic Autoplan and protects you in a crash where the at-fault driver does not have enough coverage to pay for your costs. You are covered up to $1 million from your own policy, even if the other driver has no insurance at all.
UMP coverage is seen as a last resort. Another common situation where UMP coverage applies is where the at-fault vehicle does not have any insurance. The underinsured motorist lawyers at Stephens & Holman will gladly guide and work with you through the UMP process.
Types of injuries associated with car accidents: