An automobile accident is difficult enough when everyone involved is properly insured. However, there are many accidents every year in Surrey where at least one party has violated Canadian law and drives without insurance. In this circumstance, you need to speak with a firm whose lawyers have decades of experience handling car insurance claims.
The accident lawyers at Stephens and Holman have handled many cases where the driver at fault did not carry car insurance. We understand the process.
Under British Columbia law, if you’ve been in an accident with an uninsured driver and you believe you have a claim against the driver, you must file a claim with the Insurance Corporation of British Columbia.
The ICBC will, in turn, send a notification to the uninsured driver. If the driver fails to respond, the ICBC has the right to negotiate a claim with you in the name of the uninsured person. If the driver does respond, however, he or she has the right to contest your claim.
The law governing this process, The Insurance (Motor Vehicle) Act, is quite complicated and comes with a number of different provisions. Our car insurance lawyers have experience with the law and know it inside and out.
Let us help you navigate these difficult waters and pursue the compensation you are entitled to as a victim of an uninsured driver’s neglect or misconduct.
If you’re a Surrey resident who has been hurt by mistakes made by an uninsured driver, our experienced car insurance lawyers can help. Please contact Stephens and Holman today for a free consultation.