If you are involved in a car accident in British Columbia, the Insurance Corporation of British Columbia (ICBC) will investigate the circumstances of the collision and assess fault based on the Fault Determination Rules outlined in the Insurance Act.
These guidelines establish common accident scenarios and, in conjunction with considering the standard rules of the road and previous court decisions regarding similar accidents, allow the ICBC to assign a percentage of fault from zero to 100 percent to each of the drivers involved.
These percentages will be used to determine financial responsibility for related property damage and injuries. It’s important to note that being assigned total or a majority of fault in a car accident does not necessarily mean that you will face fines or criminal charges.
If you were in a car accident that you believe was caused at least in part by the negligence of another driver, it’s advisable to consult with the Vancouver automobile accident attorneys at Stephens & Holman prior to making a statement to an ICBC adjuster. Our experienced lawyers can consider your individual circumstances, answer your car accident questions and recommend the best course of action.
Although you have the right to appeal the ICBC’s decision, discussing the collision with a knowledgeable car accident lawyer before you file a claim with the ICBC may help save you future frustration.
If you were injured in a car accident that you believe was the result of another driver’s negligence, please contact the Vancouver auto accident lawyers at Stephens & Holman for a free, no-obligation consultation.