With the increasing popularity of bicycle transportation, there are increased opportunities for tragic accidents to occur on our roadways. Bicycle accidents can be especially devastating because many result in serious injury or even death. Insurance claims involving bicycles can be more confusing than those involving regular vehicles.
Accidents involving bicycles can happen in the blink of an eye. Because bicycles can be difficult to see, drivers may not even realize they are there until it’s too late. When you are hit by a negligent driver, several insurance policies can immediately come into play:
- First, let’s hope that the negligent driver is carrying an insurance policy and that he has enough coverage for your claim. Unfortunately, many times the driver’s policy has a cap on it as to what the insurance company will pay. This often leaves very little to cover the extensive medical bills that may be incurred due to the accident.
- If the negligent driver doesn’t have proper coverage, your automobile insurance coverage can be used. The part of you policy that would be used is your uninsured/underinsured motorist coverage.
Insurance claims involving bicycles can be extremely tricky and confusing. If your or a loved one has been injured or killed in a bicycle accident it is important to work closely with an attorney who knows the laws surrounding these types of cases. Please contact our office for a free consultation and allow us to help you sort through all the details. These types of accidents can be extremely stressful and it’s good to know that you have someone on your side. We are here to fight for your rights.